IDFC First Bank Credit Card

 नमस्कार दोस्तों, इस ब्लॉग के इस पेज पर हमने  IDFC First Bank Credit Cardsके बारे में बात किया हैं हमने प्रत्येक क्रेडिट कार्ड पोस्ट के निचे में इसके फीचर्स भी दिए हैं, आप अपनी सुविधा के अनुसार चुन सकते हैं कि आपको कौन सा क्रेडिट कार्ड चाहिए। 


IDFC Bank Credit Card               

Features

✔️ Lifetime Free Credit Card

✔️ Reward Point

- 6X Rewards on Online spend;

- 10X Rewards on monthly spends above Rs.20,000;

- 10X Rewards on all birthday spends.

- No Expiry

- Shop using reward points

✔️ 1% Fuel surcharge waiver at Rs200/ month

✔️ 25% off at movie tickets once a month (via PayTm)

✔️ Super save interest rate from 0.75% - 3.5% per month.

✔️ Up to 20% discount across 1500 restaurants.

✔️ Insurance protection: Personal accident cover, Lost card liability cover.


Fees & Charge

LTF (Life time Free)


Eligibility Criteria   

  • Age: Between  21+
  • Employment type - Salaried & Self-employed
  • Citizen: Indian
  • Income- Salaried Rs.30000 Per month
  • Self-employed Professionals : Rs 5 Lakhs Annual
  • Cibil Score needed 710+

Documents required 

  • Aadhar card
  • Pan Card
  • Bank Statement ( Last six months)
  • Salary slip ( Last three months)
  • ITR ( Letest three Years)
  • Salary slip ( Last three months )




IDFC First Bank Wow Credit Card               

Features

✔️ Helps to improve credit score

✔️ Zero joining fees

✔️No renewal fees

✔️4x reward points on every spend

✔️6.75% interest p.a. on FD

✔️20% discount on 1,500+ restaurants

✔️Complimentary roadside assistance

✔️Easy EMIs for transactions worth Rs. 2,500 and above


Fees & Charges

✔️ Joining Fee : NIL

✔️ Annual Fee : NIL


Eligibility Criteria   

Customers who want improve their low credit score

  • Age: Between  18+
  • Employment type - Salaried & Self-employed
  • Citizen: Indian
minimum FD deposit Amount
  • Exiting customers :20000 rs
  • All ew customers : 50000 rs. 

Documents required 

  • Aadhar card
  • Pan Card




IDFC Bank Power Rupay Credit Card               

Features

✔️Save up to ₹7,000 annually with this credit card, enough to buy you 65+ litres of fuel

✔️Welcome benefits worth ₹1,400

✔️Never Expiring Rewards

✔️Low & Dynamic Interest rates starting at 9% per annum

✔️0% Interest on ATM Cash Withdrawals until due date


Fees & Charge

✔️Joining Fee - ₹199

✔️Annual Fee - ₹199 (waived off on crossing ₹50,000 spends in the previous anniversary year)


Eligibility Criteria   

  • Age: Between  21+
  • Employment type - Salaried & Self-employed
  • Citizen: Indian
  • Income- Salaried Rs.30000 Per month
  • Self-employed Professionals : Rs 5 Lakhs Annual
  • Cibil Score needed 710+

Documents required 

  • Identity proof: Any one of the following documents - Aadhar card
  • Pan Card
  • Bank Statement ( Last six months)
  • Salary slip ( Last three months)
  • ITR ( Letest three Years)
  • Salary slip ( Last three months )