CREDIT CARDS ( HSBC BANK YES BANK ICICI BANK INDUSIND BANK SBM BANK )

 नमस्कार दोस्तों, इस ब्लॉग के इस पेज पर हमने  HSBC CREDIT CARDS, YES BANK CREDIT CARD, ICICI BANK CREDIT CARDS, INDUSIND BANK CREDIT CARDS SBM BANK CREDIT CARDS ) के बारे में बात किया हैं हमने प्रत्येक क्रेडिट कार्ड पोस्ट के निचे में इसके फीचर्स भी दिए हैं, आप अपनी सुविधा के अनुसार चुन सकते हैं कि आपको कौन सा क्रेडिट कार्ड चाहिए। 



Features

✔️ Get an Amazon voucher of ₹500 and a Swiggy voucher of worth ₹500 as a welcome benefit.

✔️ Enjoy the 12-month SonyLIV membership upon joining.

✔️ Enjoy 1.5% cashback on online spending, excluding any funds transfer in the online wallets.

✔️ Get 1% cashback on all the other transactions.

✔️ Get 3 free entries to domestic and international airport lounges or 3 AirDine meal vouchers.

✔️ Get Myntra vouchers of ₹1500 with the card.

✔️ Enjoy Ajio vouchers worth ₹3000 with the card.

✔️ Enjoy the card with zero joining fees.

✔️ Spend ₹1 lakh annually with the HSBC Cashback Credit Card to get a ₹750 membership fee reversal.

✔️ Receive an instant 20% discount on Swiggy orders for above ₹400.

✔️ Enjoy a 5% discount on Amazon orders when you spend ₹1,000 or more with a maximum discount of ₹250 per card each month.

✔️ Receive an instant 30% discount with EazyDiner, up to ₹600.

✔️ Avail a 10% discount at Blinkit up to ₹100% using the promo code HSBC10.

✔️ Get a flat 10% discount on PharmEasy, saving up to ₹150, on prescribed medicine orders.


Fees & Charges

✔️ Joining Fees: NIL

✔️ Annual Fees: ₹750


Eligibility Criteria   

  • Age: Between  18 to 60  Yrs.
  • Employment type - Salaried & Self-employed
  • Citizen: Indian
  • Income- Salaried Rs.15000 Per month
  • Cibil Score needed 750+

Documents required 

  • Aadhar card 
  • Pan Card
  • Bank Statement ( Last six months)
  • Salary slip ( Last three months)
  • ITR ( Letest three Years)
  • Salary slip ( Last three months )






Features

✔️ 100% digital & paperless process

✔️ Rewards on bill payment

✔️ Fuel surcharge waiver

✔️ Access to Mastercard lounges

✔️ Special offers on movie tickets, bills, dining, shopping and travel


Fees & Charges

✔️Joining Fee: 399 + GST (Differ with Variants)

✔️Annual Fee : 399 + GST (Differ with Variants)


  • Eligibility Criteria   

    • Age:   21+
    • Employment type - Salaried & Self-employed
    • Citizen: Indian
    • Income- Salaried Rs.25000 Per month
    • self employed 5 lakhs per annum
    • Cibil Score needed 750+

    Documents required 

    • Aadhar card 
    • Pan Card
    • Bank Statement ( Last six months)
    • Salary slip ( Last three months)
    • ITR ( Letest three Years)
    • Salary slip ( Last three months )

 





Features

✔️ The high-value credit card is available to new customers.

✔️ The card offers a contactless payment facility.

✔️ Get rewards points on all your spending with the card.

✔️ Enjoy the fuel surcharge waiver.

✔️ Stay protected from fraud with the help of chip-based transactions.

✔️ Get amazing offers from multiple brands like Swiggy, Flipkart, Amazon, MakeMyTrip, and more.

✔️ Get tailored benefits based on the specific card.


Fees & Charges

✔️ Joining fee - Nil (For ICICI Platinum Card)

✔️ Annual fee - Nil (For ICICI Platinum Card)

Note: Fees and charges depend on card variants.


Eligibility Criteria   

  • Age: group 21+
  • Employment type - Salaried & Self-employed
  • Citizen: Indian
  • Income- Salaried Rs.25000 Per month, Self-employed Rs.30000 Per month
  • Cibil Score needed 750+

Documents required 

  • Aadhar card 
  • Pan Card
  • Bank Statement ( Last six months)
  • Salary slip ( Last three months)
  • ITR ( Letest three Years)
  • Salary slip ( Last three months )





    SBM Bank Credit Card for cibil score Incressing
Features

✔️ 100% approval guarantee, eliminating the hurdles of income or credit score prerequisites.

✔️ Enjoy lifetime membership with the Rupi Credit Card without the burden of annual or joining fees.

✔️ Get the card on a minimum fixed deposit of Rs.5,000 and enjoy an annual interest rate of up to 7%.

✔️ Close your FD anytime, no lock-in

✔️ Your FD is fully insured by RBI up to ₹5 Lakh

✔️ Avail of generous credit limit of 90% & cash limit of 80% of Fixed Deposit amount.

✔️ Access to many discounts on dining, lifestyle, medicines, and other categories.

✔️ Earn transparent rewards on every purchase adding more value to your spending.

✔️ Claim rewards without incurring any additional fee.


Fees & Charges

✔️ Joining Fee: NIL

✔️ Annual Fee: NIL

✔️ Forex Markup Fee: Minimal forex markup fee of 2.49%.

✔️ Late Payment Fee: Rs.299.

✔️ Cash Advance Fee: 2.5% or Rs.300, whichever is higher.