HDFC Bank UPI RuPay Credit Cards
Features
✔️ Earn 3% cash points for grocery, supermarket, dining, and PayZapp purchases, up to 500 points monthly.
✔️ Receive 2% cash points for utility expenditures, with a 500-point limit each month.
✔️ For all other transactions, except rent, wallet top-ups, EMI, fuel, and government categories, get 1% cash points. The maximum obtainable is 500 points per month.
✔️ Have the renewal membership fee waived by spending ₹25,000 or more annually.
✔️ Enjoy a 50 days interest free credit period.
Fees & Charges
✔️ Joining Fees: INR 250 + Tax/-
✔️ Annual Fees: INR 250 + Tax/-
Eligibility Criteria
- Age: Between 21 to 60 Yrs.
- Employment type - Salaried & Self-employed
- Citizen: Indian
- Income- Salaried Rs.20000 Per month
- Self-employed Professionals : Rs 6 Lakhs Annual
- Cibil Score needed 750+
Documents required
- Identity proof: Any one of the following documents - Aadhar card
- Pan Card
- Bank Statement ( Last six months)
- Salary slip ( Last three months)
- ITR ( Letest three Years)
- Salary slip ( Last three months )
✔️ Earn 1% cashback on other purchases.
✔️ Activate the card for a free 3-month Swiggy One Membership as per RBI guidelines.
Fees & Charges
✔️ Joining fee: INR 500
✔️ Annual fee: INR 500
Eligibility Criteria
- Age: Between 21 to 60 Yrs.
- Employment type - Salaried & Self-employed
- Citizen: Indian
- Income- Salaried Rs.20000 Per month
- Self-employed Professionals : Rs 6 Lakhs Annual
- Cibil Score needed 750+
Documents required
- Identity proof: Any one of the following documents - Aadhar card
- Pan Card
- Bank Statement ( Last six months)
- Salary slip ( Last three months)
- ITR ( Letest three Years)
- Salary slip ( Last three months )
HDFC TATA Neu Plus Cards
✔️ Earn 2% Neu Coins back on non-EMI expenses with Tata Neu and associated Tata Brands.
✔️ Get 1% NeuCoins back for spending on Non-Tata Brands and any Merchant EMI transactions.
✔️ UPI transactions (including on Tata partner brands) reward you 1% back in NeuCoins, capped at 500 NeuCoins monthly.
✔️ After downloading the Tata Neu App and registering for Tata NeuPass, enjoy an extra 5% NeuCoins back on specific categories on the Tata Neu platform.
✔️ Benefit from 4 Free Domestic Lounge Accesses annually (limited to one every quarter).
✔️ A nominal fee of ₹2 (VISA/RuPay) applies for Lounge Access.
✔️ Avail 1% fuel surcharge waiver at all fuel stations nationwide for transactions between ₹400 & ₹5,000 (maximum waiver: ₹250 per billing cycle).
✔️ Achieve an annual spend of ₹1,00,000 or above before your Credit Card's renewal date to have the renewal fee completely waived.
Fees & Charges
✔️ Joining Fees: INR 499
✔️ Annual Fees: INR 499
Eligibility Criteria
- Age: Between 21 to 65 Yrs.
- Employment type - Salaried & Self-employed
- Citizen: Indian
- Income- Salaried Rs.25000 Per month
- Self-employed Professionals : Rs 6 Lakhs Annual
- Cibil Score needed 750+
Documents required
- Identity proof: Any one of the following documents - Aadhar card
- Pan Card
- Bank Statement ( Last six months)
- Salary slip ( Last three months)
- ITR ( Letest three Years)
- Salary slip ( Last three months )
HDFC Bank Credit Cards
Features
✔️ Exclusive reward points on purchases
✔️ Cashback on spends made online across various merchants, including Amazon and Flipkart
✔️ Complimentary domestic and international airport lounge access
✔️ Welcome benefits
✔️ Vouchers on meeting minimum monthly spending criteria
✔️ EMIs for transactions
Fees & Charges
✔️ Joining Fee – ₹500/- + Applicable Taxes
✔️ Renewal Membership – ₹500/- + Applicable Taxes
Eligibility Criteria
- Age: Between 21 to 60 Yrs.
- Employment type - Salaried & Self-employed
- Citizen: Indian
- Income- Salaried Rs.25000 Per month
- Self-employed Professionals : Rs 6 Lakhs Annual
- Cibil Score needed 750+
Documents required
- Identity proof: Any one of the following documents - Aadhar card
- Pan Card
- Bank Statement ( Last six months)
- Salary slip ( Last three months)
- ITR ( Letest three Years)
- Salary slip ( Last three months )