Bank Accounts ( Zero balance saving accounts )

                  Hello friends, on this page of the blog we have added many bank accounts along with zero balance bank account. We have also given its features below each bank post, you can select which bank you want to choose as per your convenience. If any new bank comes to us in future, we will update it also.

                  नमस्कार दोस्तों, ब्लॉग के इस पेज पर हमने जीरो बैलेंस बैंक खाते के साथ-साथ कई बैंक खाते भी जोड़े हैं। हमने प्रत्येक बैंक पोस्ट के निचे में इसके फीचर्स भी दिए हैं, आप अपनी सुविधा के अनुसार चुन सकते हैं कि आपको कौन सा बैंक चाहिए। यदि भविष्य में  कोई नया बैंक हमारे पास आता हैं तो हम उसे भी अपडेट करेंगे।


    Kotak zero balance Saving Account           

Features

✔️ Fully digital account opening with Aadhaar & PAN

✔️ Earn up to 4% Interest per annum on your savings account balance

✔️ No need to maintain a minimum balance in your account

✔️ Free Virtual Debit card and Lifetime free Credit Card (subject to eligibility)

✔️ Free digital transactions like NEFT, IMPS, UPI, Pay your contact, Scan & Pay

✔️ Round the clock account access through the Internet and Mobile Banking

✔️ 24/7 account management facility through website.


Fees & Charges

✔️Account Opening charges - Zero

✔️Non-maintenance of the minimum balance - Zero



    Kotak Saving Account                                 

Features

✔️ Easily open the account digitally within minutes
✔️ Get the benefit of maintaining a minimum average balance of INR 10,000 only
✔️ Enjoy an interest rate of 3.50% PA for balances upto INR 50 lakhs.
✔️ Get mobile and net banking facilities
✔️ Access to the NEFT, RTGS, and IMPS for easy transactions
✔️ Get access to customer support 24*7

Fees & Charges
✔️ Account Opening Charges: NIL
✔️ Average Monthly Balance
➖Initial Funding - ₹10,000


     


    Yes Bank Saving Account                            

Features

✔️ Health Benefits:
➖ Growfitter - Free 3 Months Premium Subscription worth INR 1497
➖ Medibuddy - Free Health Checkup worth INR 1000
➖ Puma - Discount Voucher worth INR 1000
➖ Healthifyme - Free Smart coach Plan worth INR 1499
✔️ Wealth Benefits:
➖ Earn up to 7.75% p.a. returns on FDs and additional 8.25% for Senior Citizens.(Tenure 35 months)
➖ Earn upto 6.25%** p.a. interest on Savings Account
➖ Get rewarded at every stage on Bill Payments, Debit Card spends and UPI/IMPS/RTGS.
➖ Earn up to 16000 YES Rewards points worth INR 4000*
➖ Receive Lifestyle Benefits worth ₹24K with Debit Card.
➖ Redeem your points against shopping vouchers, in-store purchases, recharges.
➖ Unlimited free transactions at Yes Bank ATM.

  

Fees & Charges
✔️ Minimum average balance is Rs.10,000 for Yes Bank Savings Account Prosperity PRO
✔️ Minimum average balance is Rs.25,000 for Yes Bank Savings Account Prosperity PRO Plus





     Au Bank zero balance Saving Account         

Features

✔️ Earn up to 7.25% p.a* Interest with a monthly payouts

✔️ Banking at your convenience

✔️ Enjoy 24x7 access to your funds through AU 0101 App

✔️ Feature-rich Debit Card with discounts on leading brands

✔️ 100% digital & paperless banking


Fees and charges

✔️ Account opening Charges - NIL

✔️ Annual Charges - NIL

✔️ Annual fee for Debit Card - ₹150 (Differ on Variants)

✔️ No need to maintain any average monthly balance.





    IndusInd zero balance Saving Account       

Features

✔️ Up to 6% interest on savings account

✔️ Guaranteed returns of up to 7.75% on FD

✔️ Special interest rate of up to 8.25% for senior citizens

✔️ Virtual Debit Card

✔️ Fund your account and get 3 months Times Prime membership free

✔️ Digital Banking with online assistance


Fees and charges

✔️ Zero Balance Account

✔️ Debit Card Charges - ₹590

✔️ Initial funding/deposit amount is ₹500